Visa Debit
• This lawsuit involves merchants and businesses who accepted Visa-branded debit cards and were allegedly harmed by Visa’s anticompetitive conduct.
• Legal claims center on Visa’s monopoly tactics—including loyalty contracts, incentives to Apple/PayPal to stifle competition, and blocking rivals like Plaid from gaining traction.
• Importantly, these claims are not covered by the earlier $5.54 billion merchant settlement—meaning merchants have a fresh, separate chance to pursue justice.
• Legal claims center on Visa’s monopoly tactics—including loyalty contracts, incentives to Apple/PayPal to stifle competition, and blocking rivals like Plaid from gaining traction.
• Importantly, these claims are not covered by the earlier $5.54 billion merchant settlement—meaning merchants have a fresh, separate chance to pursue justice.
1. No Upfront cost or fees! We only get paid if we get you paid
2. This is not part of the old settlement. This is a fresh brand new claim.
3. Potential for compensation and injunction relief. Although no settlement has been reached yet. If a settlement is ultimately reached you will receive compensation for the anti-competitive behavior you have been subject to.
2. This is not part of the old settlement. This is a fresh brand new claim.
3. Potential for compensation and injunction relief. Although no settlement has been reached yet. If a settlement is ultimately reached you will receive compensation for the anti-competitive behavior you have been subject to.
If you’re:
• A merchant or business that accepted Visa debit cards, or
• Paid Visa’s debit card processing fees in the U.S.,
— during the relevant period (per the case filings), you may have a claim. Even if you were part of the earlier merchant settlement, this case could still apply if your claims were excluded
• A merchant or business that accepted Visa debit cards, or
• Paid Visa’s debit card processing fees in the U.S.,
— during the relevant period (per the case filings), you may have a claim. Even if you were part of the earlier merchant settlement, this case could still apply if your claims were excluded
• Am I bound by the existing $5.54B settlement?
Nope. Judgment just came down: your claims aren’t part of that deal because they involve different facts and legal theories. Judge Brodie ruled the claims under In re Visa Debit are separate.
• What types of harm are we talking about?
Visa allegedly used exclusive agreements, loyalty contracts, and financial incentives to block competitors—harming merchants through higher fees and reduced options.
• What outcome are we aiming for?
Compensation for financial damages and structural changes to promote competition in debit card processing.
Nope. Judgment just came down: your claims aren’t part of that deal because they involve different facts and legal theories. Judge Brodie ruled the claims under In re Visa Debit are separate.
• What types of harm are we talking about?
Visa allegedly used exclusive agreements, loyalty contracts, and financial incentives to block competitors—harming merchants through higher fees and reduced options.
• What outcome are we aiming for?
Compensation for financial damages and structural changes to promote competition in debit card processing.
Let’s cut through the legalese. If you took Visa debit in your business—you’re losing money on every swipe. Visa tried sweeping it under the rug. Judge said “Not on our watch.” Good news? The deck’s reshuffled, and you get to deal the next hand.
Hit the button below to sign up, or drop us a line if you want more specifics.
Hit the button below to sign up, or drop us a line if you want more specifics.
EMV CHIP
The lawsuit alleges Defendants violated antitrust laws by entering into a conspiracy to adopt the same policy via nearly identical rules for shifting billions of dollars in liability for fraudulent charges, or “chargebacks,” from banks to merchants (“Fraud Liability Shift” or “FLS”) when a credit or debit card was enabled with EMV/chip technology and the merchant’s terminal was not enabled for EMV/chip technology and made the liability shift effective on the same day and in the same manner for all four networks. Defendants deny the legal claims and deny any wrongdoing or liability. The Court has not decided who is right.
The Class includes: All merchants who incurred one or more unreimbursed chargeback(s) between October 1, 2015, through and including September 30, 2017, pursuant to the Fraud Liability Shift for the assessment of Mastercard, Visa, Discover and/or Amex payment card chargebacks, who did not exclude themselves from the Class.
Macmoor Capital is a Claims management firm with expertise in class action claims recovery. We’ve successfully helped our clients claim millions of dollars in refunds!
Mastercard International, Incorporated (“Mastercard”), Visa, Inc., and Visa U.S.A., Inc. (together, “Visa”), Discover Financial Services (“Discover”), and American Express Company (“Amex”) (collectively, “Defendants”) have each reached settlements (the “Settlements”) totaling a combined $231.7 million (“Gross Settlement Fund”).
There will be no payments to the Class at this time. Class Members will be notified later of an opportunity to file a Claim Form.
Next Steps: How to Join
- Fill out our secure intake form—let us know your basics: business name, address, EIN.
- We’ll review your eligibility and pull together the facts.
- Sign the client agreement for Visa Debit and EMV Chip transactions, and you’re on the roster for both.
- We handle the rest—updates, legal filings, and you stay informed every step of the way.
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Macmoor Capital
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Macmoor Capital (MMC) is a boutique class action claims recovery firm which focuses on a one on one company to client approach.We help companies obtain their fair share of settlement monies from class action lawsuits, once a settlement has been reached.

