{"id":1981,"date":"2019-07-31T18:02:51","date_gmt":"2019-07-31T18:02:51","guid":{"rendered":"http:\/\/68.183.159.80\/?page_id=1981"},"modified":"2023-09-14T15:44:03","modified_gmt":"2023-09-14T15:44:03","slug":"vmc","status":"publish","type":"page","link":"https:\/\/macmoor.com\/es\/vmc\/","title":{"rendered":"Acuerdo Antimonopolio De Tasa De Intercambio De Tarjetas De Pago V\/MC"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#1a1c20&#8243; css=&#8221;.vc_custom_1694211235915{background-color: #1a1c20 !important;}&#8221;][vc_column parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInDown&#8221; css=&#8221;.vc_custom_1694210912090{background-color: #1a1c20 !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1694210824712{background-color: #1a1c20 !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_icon icon_fontawesome=&#8221;fa fa-calendar&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; align=&#8221;center&#8221; css_animation=&#8221;slideInLeft&#8221; custom_color=&#8221;#2198cb&#8221;]<div id=\"ultimate-heading-222069e3609675719\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-222069e3609675719 uvc-9953 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-222069e3609675719 h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#ffffff;margin-bottom:15px;\">Plazo De Presentaci\u00f3n<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-222069e3609675719 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:34px;\"}'  style=\"font-style:italic;font-weight:normal;color:#ffffff;margin-bottom:40px;\"><span style=\"color: #ffffff;\">A confirmarse<\/span><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_icon icon_fontawesome=&#8221;fa fa-money&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; align=&#8221;center&#8221; css_animation=&#8221;slideInRight&#8221; custom_color=&#8221;#2198cb&#8221;]<div id=\"ultimate-heading-784569e3609675793\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-784569e3609675793 uvc-7295 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-784569e3609675793 h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#ffffff;margin-bottom:15px;\">Importe del acuerdo<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-784569e3609675793 .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:34px;\"}'  style=\"font-style:italic;font-weight:normal;color:#ffffff;margin-bottom:40px;\"><span style=\"color: #ffffff;\">5,540 millones de d\u00f3lares (aproximadamente)<\/span><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInLeft&#8221;][vc_column][vc_row_inner][vc_column_inner]<div id=\"ultimate-heading-686469e36096757c4\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-686469e36096757c4 uvc-6719 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-686469e36096757c4 h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#1a1c20;margin-bottom:15px;\">Demandantes Elegibles<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><\/div>[vc_column_text]Si usted o su empresa aceptaron tarjetas de cr\u00e9dito o d\u00e9bito de las marcas Visa o Mastercard desde el 1 de enero de 2004, puede tener derecho a participar en un fondo de liquidaci\u00f3n aproximado de 5,540 millones de d\u00f3lares.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space]<div id=\"ultimate-heading-676469e36096757f1\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-676469e36096757f1 uvc-9881 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-676469e36096757f1 h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#1a1c20;margin-bottom:15px;\">Historia Del Caso<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><\/div>[vc_column_text]El litigio comenz\u00f3 en 2005, cuando Visa y Mastercard a\u00fan eran propiedad de los bancos. Los comerciantes les hab\u00edan acusado de violar las leyes antimonopolio al inflar ilegalmente las tasas de transferencia, o intercambio, que los comerciantes pagan en cada transacci\u00f3n de compra y que los bancos utilizan para financiar las recompensas de las tarjetas de cr\u00e9dito de los consumidores. Desde entonces, las dos redes de pago han salido a bolsa -Mastercard en 2006 y Visa en 2008- y sus acciones se han disparado. No es la primera vez que se llega a un acuerdo en este caso. En 2013, las partes alcanzaron un acuerdo r\u00e9cord de 5,540 millones de d\u00f3lares que fue aprobado por el juez de distrito de EE.UU. John Gleeson, solo para que un tribunal federal de apelaciones lo rechazara tres a\u00f1os despu\u00e9s, dictaminando que una disposici\u00f3n que prohib\u00eda a los comerciantes demandar por las comisiones era injusta. El tribunal tambi\u00e9n dijo que los abogados que representaban a los minoristas de todo el pa\u00eds no hab\u00edan hecho lo suficiente para proteger sus intereses. Gleeson renunci\u00f3 a su cargo en 2016 y el caso est\u00e1 ahora asignado a la jueza Margo K. Brodie.<\/p>\n<p>Tras desestimar el acuerdo anterior, el tribunal dividi\u00f3 las demandas de los comerciantes en dos grupos distintos, uno centrado en los da\u00f1os monetarios y otro en la introducci\u00f3n de cambios en las pr\u00e1cticas comerciales de Visa y Mastercard. El acuerdo propuesto es para la clase centrada en los da\u00f1os monetarios.<\/p>\n<p>El acuerdo anterior ascend\u00eda a 7,250 millones de d\u00f3lares, pero su valor se redujo despu\u00e9s de que muchos de los mayores minoristas del pa\u00eds, entre ellos Starbucks y Lowe&#8217;s Cos, optaran por no participar. Estos comercios tendr\u00e1n que decidir si vuelven a hacerlo una vez que se haya fijado la fecha de exclusi\u00f3n.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInLeft&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#1a1c20&#8243; css=&#8221;.vc_custom_1694211223610{background-color: #1a1c20 !important;}&#8221;][vc_column css=&#8221;.vc_custom_1694211037177{background-color: #1a1c20 !important;}&#8221;][vc_row_inner][vc_column_inner]<div id=\"ultimate-heading-842169e3609675852\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-842169e3609675852 uvc-230 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-842169e3609675852 h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#ffffff;margin-bottom:15px;\">\u00bfQu\u00e9 Es Una Tasa De Intercambio?<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><\/div>[vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">Cuando un titular realiza una compra con una tarjeta de cr\u00e9dito o d\u00e9bito, se le aplica una tasa de intercambio, que suele ser del 1% al 2% del precio de la compra. Las tasas de intercambio suelen representar la mayor parte de las tasas que pagan los comercios por aceptar tarjetas Visa y MasterCard. Visa y MasterCard fijan las tasas de intercambio para los distintos tipos de transacciones y las publican en sus sitios web, normalmente dos veces al a\u00f1o.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner]<div id=\"ultimate-heading-917669e360967589c\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-917669e360967589c uvc-7063 accent-border-color\" data-hspacer=\"line_only\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-917669e360967589c h2'  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:44px;\"}' ><h2 style=\"font-weight:bold;color:#ffffff;margin-bottom:15px;\">Descargo De Responsabilidad<\/h2><\/div><div class=\"uvc-heading-spacer line_only\" style=\"margin-bottom:45px;height:3px;\"><span class=\"uvc-headings-line\" style=\"border-style:solid;border-bottom-width:3px;border-color:;width:150px;\"><\/span><\/div><\/div>[vc_column_text]<\/p>\n<p style=\"text-align: left;\"><span style=\"color: #ffffff;\">El Tribunal aprob\u00f3 un acuerdo preliminar el 24 de enero de 2019. A partir de ahora, los formularios de reclamaci\u00f3n a\u00fan no est\u00e1n disponibles por parte del administrador del grupo y no existe un plazo para la presentaci\u00f3n de reclamaciones. Si finalmente se aprueba el acuerdo actual, el administrador de la demanda colectiva y el abogado de la demanda colectiva no ofrecer\u00e1n ninguna asistencia durante el per\u00edodo de presentaci\u00f3n de reclamaciones. Nadie est\u00e1 obligado a suscribirse a ning\u00fan servicio de terceros para participar en ning\u00fan acuerdo. Para obtener informaci\u00f3n adicional, los miembros del grupo pueden visitar www.paymentcardsettlement.com, el sitio web aprobado por el tribunal para este caso. No obstante, si desea utilizar nuestros servicios para presentar su reclamaci\u00f3n, haga clic AQU\u00cd.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInUp&#8221; bg_type=&#8221;image&#8221; parallax_style=&#8221;vcpb-default&#8221; bg_image_new=&#8221;id^2305|url^https:\/\/macmoornew.wpengine.com\/es\/wp-content\/uploads\/sites\/2\/2019\/09\/call-to-action.jpg|caption^null|alt^null|title^call-to-action|description^null&#8221; css=&#8221;.vc_custom_1568221729216{padding-top: 70px !important;padding-bottom: 200px !important;}&#8221;][vc_column parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInUp&#8221;][vc_row_inner content_placement=&#8221;middle&#8221;][vc_column_inner][vc_empty_space height=&#8221;125&#8243;]<div id=\"ultimate-heading-405669e36096758d1\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-405669e36096758d1 uvc-7533 accent-border-color\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-405669e36096758d1 h2'  data-responsive-json-new='{\"font-size\":\"desktop:48px;\",\"line-height\":\"desktop:50px;\"}' ><h2 style=\"font-weight:bold;color:#1a1c20;margin-bottom:15px;\">No Espere M\u00e1s, \u00a1Llame Hoy Mismo!<\/h2><\/div><\/div>[vc_empty_space]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-2927930e15a595cb0837e4d156ff81e8 {\n  border-radius: 1px;\n  font-size: 14px;\n  line-height: 16px;\n}\n.btn-shadow#default-btn-2927930e15a595cb0837e4d156ff81e8 {\n  box-shadow: 0 1px 6px rgba(0,0,0,0.12);\n  transition: box-shadow 0.2s ease-out, opacity 0.45s;\n}\n.btn-shadow#default-btn-2927930e15a595cb0837e4d156ff81e8:hover {\n  box-shadow: 0 5px 11px 0 rgba(0,0,0,0.18), 0 4px 15px 0 rgba(0,0,0,0.15);\n}\n.btn-3d#default-btn-2927930e15a595cb0837e4d156ff81e8 {\n  box-shadow: 0px 2px 0px 0px #e0e0e0;\n}\n.btn-3d#default-btn-2927930e15a595cb0837e4d156ff81e8:hover {\n  box-shadow: 0px 2px 0px 0px #c3c3c3;\n}\n.btn-flat#default-btn-2927930e15a595cb0837e4d156ff81e8 {\n  box-shadow: none;\n}\n.btn-flat#default-btn-2927930e15a595cb0837e4d156ff81e8:hover {\n  box-shadow: none;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8 > i {\n  margin-right: 8px;\n  font-size: 14px;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8:not(:hover) {\n  border-width: 0px;\n  color: #2198cb;\n  background: #ffffff !important;\n  padding: 12px 18px 12px 18px;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8:not(:hover) * {\n  color: #2198cb;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8:hover {\n  border-width: 0px;\n  background: #e2e2e2 !important;\n  padding: 12px 18px 12px 18px;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-2927930e15a595cb0837e4d156ff81e8 > i {\n  margin-right: 8px;\n}\n<\/style><div class=\"btn-align-center\"><a href=\"\/es\/contacte-con-nosotros\/\" class=\"default-btn-shortcode dt-btn link-hover-off anchor-link btn-flat \" id=\"default-btn-2927930e15a595cb0837e4d156ff81e8\" title=\"Contact Us\"><span>CONT\u00c1CTENOS<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#1a1c20&#8243; css=&#8221;.vc_custom_1694211235915{background-color: #1a1c20 !important;}&#8221;][vc_column parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInDown&#8221; css=&#8221;.vc_custom_1694210912090{background-color: #1a1c20 !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1694210824712{background-color: #1a1c20 !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_icon icon_fontawesome=&#8221;fa fa-calendar&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; align=&#8221;center&#8221; css_animation=&#8221;slideInLeft&#8221; custom_color=&#8221;#2198cb&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_icon icon_fontawesome=&#8221;fa fa-money&#8221; color=&#8221;custom&#8221; background_style=&#8221;rounded&#8221; align=&#8221;center&#8221; css_animation=&#8221;slideInRight&#8221; custom_color=&#8221;#2198cb&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row parallax=&#8221;content-moving&#8221; css_animation=&#8221;slideInLeft&#8221;][vc_column][vc_row_inner][vc_column_inner][vc_column_text]Si usted o su empresa aceptaron tarjetas de cr\u00e9dito o d\u00e9bito de las marcas Visa o Mastercard desde el 1 de enero de&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1981","page","type-page","status-publish","hentry","description-off"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/pages\/1981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/comments?post=1981"}],"version-history":[{"count":0,"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/pages\/1981\/revisions"}],"wp:attachment":[{"href":"https:\/\/macmoor.com\/es\/wp-json\/wp\/v2\/media?parent=1981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}